Pension Credit gives you extra money to help with your living costs if you’re over State Pension age and on a low income. It can also help with housing costs such as ground rent or service charges.

You might get extra help if you are a carer, severely disabled, responsible for a child or a young person. If eligible, you can get Pension Credit even if you have other income, such as your BTPS pension, have savings or own your own home.

If you get Pension Credit you can also get other help, such as housing benefit, support for mortgage interest, a Council Tax discount and a free TV licence if you’re aged 75 or over.

It’s estimated that as many as 880,000 eligible pensioners are missing out on Pension credit, so it’s important to check if you qualify. Find out if you’re eligible and how much you could get at gov.uk/pension-credit-calculator.

If you cannot use the calculator, you can call the Pension Credit claim line on 0800 99 1234.

Relay UK (if you can’t hear or speak on the phone): 18001 then 0800 99 1234 8am to 6pm Monday to Friday (exc. Bank Holidays).